Small Business Loans for Excavation

Find business loans and cash flow lending tailored for the excavation industry. Discover options for fast unsecured business loans and flexible financing.

5.99%

Low rates on secured financing

82,000

Double our average competitor’s approval

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Getting an excavation loan with Cardiff will help you keep your financials in line so you can help keep your holes in the ground, not in your wallet. How Excavation Loans Can Grow Your Business You’ve dug out your trenches and carved out swathes of land for your clients, but now you want to take on bigger and better projects. With our excavation loans, we can help you do that.

You can stop worrying about how you’re going to pay for your new equipment and personnel, and focus on making sure you make the most of it.

Working Capital

What is a Excavation Loan?

With an excavation loan, there are plenty of options to help you with whatever your company’s needs are. Need a quick buck to help make payroll for the month? A short-term working capital loan might be your best bet. Need a new backhoe? Our equipment financing has got you covered. The following are all of your options when you partner with us. Apply Now Short-Term Loans These loans are ideal for rapid growth and short-term cash flow needs for expansion.

Business Line of Credit

If you find recurring cash flow problems due to delay in payment or other seasonal funding issues, a line of credit can be helpful.

If you want to purchase new equipment or repair existing equipment, this form of financing works well.

Small Business Administration Loans

If you’re not in a hurry for financing and you’re looking for a longer repayment term, an SBA Loan can work for you.

Owner-operators who need to pay for things on the fly can use business credit cards. You’ll need a credit score of 680 or more to qualify.

Cardiff

Here are some reasons why our customers love us as much as we love them!

Alfredo Castaneda

4 reviews

It's been a pleasure working with Bank of Cardiff. Very professional and knowledgeable customer service. We are blessed to have found them, when other banks denied us loans. Thank you and we hope to keep working together for a better future.

Katherine Sheldon

4 reviews

Cardiff was able to provide me funding where other banks were not. My credit score, which I find to be a challenge when finding a loan for my business. Their representatives were great. They offered me some financial advice in order to get future funding at even better terms which I found very helpful as well.The loan process was very easy and you get funded in less than 48 hours. I will certainly use them again in the future.

tolani turnage

3 reviews

Recently got our semi trucks financed through Bank of Cardiff. Never thought we would get the loans approved at one point, but to my surprise we got approved . Not only did we get approved , we got very good interest rates considering this was our very first time financing an equipment. It was an awesome experience working with Ally Diaz, she was very polite and helpful. Great customer service, communication was excellent all through the process. She took her time in answering all my questions and directed me to the right person as needed within their organization. I will definitely recommend Bank of Cardiff to other business associates and family!!!

Angela Brason

8 reviews

Roxy Rodriguez

2 reviews

If you need cash just call Saul and Chris they are both amazing people. I never thought I would even get near a loan but they made it happen. The process was easy an fast!! I would recommend them 1000x.

junior frett

1 review

Had a great experience with Bank of Cardiff. If you need quick and easy finance call them, and specifically ask for Jesse Moore or Sal they know all the different programs Cardiff offers and better fit your needs. Quick, easy, straight to the point and no bull. Jesse and Sal will try their best to get you exactly what u need. Definitely will keep using Bank of Cardif . Thanks

Rafael GONZALEZ

1 review

Blades of Green

1 review

It's always a pleasure to work with John at Bank of Cardiff! We have received nothing less than prompt, attentive, friendly service. Bank of Cardiff gave us comfort and hope during a difficult situation, and we would recommend John Mena to anyone and everyone we know!

Marsha Reaves

1 review

This is my second time working with Cardiff Bank and I enjoy it. This time around Christian worked with me on getting a bigger loan. I would recommend Cardiff Bank to anyone trying to get a loan. I forgot to mention that they work with your credit score to get you the best interest rate.

Christel Aime

2 reviews

John and Mitch were very great, responsive and stayed in touch with me the whole process. this is my third transaction with bank of Cardiff , I would recommend them any time

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