Small Business Loans for Masonry

Access small business loans and cash flow loans for your masonry business needs. Discover fast unsecured business loans now.

5.99%

Low rates on secured financing

82,000

Double our average competitor’s approval

See Our Google Reviews →

So rather than cutting through your own funds to pick up the 20th diamond saw this week, or stressing over how picking up that new mixing truck might shake up your financials, get a loan with Cardiff so you can cut through stone rather than your wallet. How Masonry Loans Can Grow Your Business So you’ve laid out the groundwork for your masonry business, and you’re now ready to get a new mixer to keep up with growing demand. Whether you’re just starting out, or a seasoned mason, if you need financing to hire new employees, pay for blades and bits, repair equipment, or purchase new mixers, a masonry loan can provide the cash you need to do it.

The most common problem for any small business owner is a lack of cash flow. For owner-operated masonry businesses, it’s no different. Often masons get into trouble running up credit card debt to pay for materials, replacement parts. However, with a masonry loan, there’s an easier way to handle your budget. Working Capital Credit Score 500 FICO Time in Business 6 MO Revenue $10K MO $120K YR Citizenship Status Legal Residency Ownership Any Owner Equipment Financing Credit Score 600+ FICO Time in Business 2 YRS Revenue None! Citizenship Status Legal Residency Ownership 51% Apply Now What is a Masonry Loan? A masonry loans is basically a short term loan or line of credit that allows you to make purchases or cover costs when your business’ cash flow has slowed. When we work with masonry companies we make sure the process is simple and quick. Masons can apply from their smartphone, get funded, and have short repayment terms, so you can have a solid foundation for the future.

There are a few financing options for masonry. Choosing the type that suits your business’ needs is essential. Our staff can help create a lending package that works for you. However, here’s a brief summary of financing options for masonry. Apply Now Short-Term Loans These loans are ideal for rapid growth and short-term cash flow needs for expansion.

Business Line of Credit

If you find recurring cash flow problems due to delay in payment or other seasonal funding issues, a line of credit can be helpful.

If you want to add to your fleet or repair trucks, this form of financing works well.

Small Business Administration Loans

If you’re not in a hurry for financing and you’re looking for a longer repayment term, an SBA Loan can work for you.

Owner-operators who need replacement parts covered can use business credit cards. You’ll need a credit score of 680 or more to qualify.

Cardiff

Here are some reasons why our customers love us as much as we love them!

Alfredo Castaneda

4 reviews

It's been a pleasure working with Bank of Cardiff. Very professional and knowledgeable customer service. We are blessed to have found them, when other banks denied us loans. Thank you and we hope to keep working together for a better future.

Katherine Sheldon

4 reviews

Cardiff was able to provide me funding where other banks were not. My credit score, which I find to be a challenge when finding a loan for my business. Their representatives were great. They offered me some financial advice in order to get future funding at even better terms which I found very helpful as well.The loan process was very easy and you get funded in less than 48 hours. I will certainly use them again in the future.

tolani turnage

3 reviews

Recently got our semi trucks financed through Bank of Cardiff. Never thought we would get the loans approved at one point, but to my surprise we got approved . Not only did we get approved , we got very good interest rates considering this was our very first time financing an equipment. It was an awesome experience working with Ally Diaz, she was very polite and helpful. Great customer service, communication was excellent all through the process. She took her time in answering all my questions and directed me to the right person as needed within their organization. I will definitely recommend Bank of Cardiff to other business associates and family!!!

Angela Brason

8 reviews

Roxy Rodriguez

2 reviews

If you need cash just call Saul and Chris they are both amazing people. I never thought I would even get near a loan but they made it happen. The process was easy an fast!! I would recommend them 1000x.

junior frett

1 review

Had a great experience with Bank of Cardiff. If you need quick and easy finance call them, and specifically ask for Jesse Moore or Sal they know all the different programs Cardiff offers and better fit your needs. Quick, easy, straight to the point and no bull. Jesse and Sal will try their best to get you exactly what u need. Definitely will keep using Bank of Cardif . Thanks

Rafael GONZALEZ

1 review

Blades of Green

1 review

It's always a pleasure to work with John at Bank of Cardiff! We have received nothing less than prompt, attentive, friendly service. Bank of Cardiff gave us comfort and hope during a difficult situation, and we would recommend John Mena to anyone and everyone we know!

Marsha Reaves

1 review

This is my second time working with Cardiff Bank and I enjoy it. This time around Christian worked with me on getting a bigger loan. I would recommend Cardiff Bank to anyone trying to get a loan. I forgot to mention that they work with your credit score to get you the best interest rate.

Christel Aime

2 reviews

John and Mitch were very great, responsive and stayed in touch with me the whole process. this is my third transaction with bank of Cardiff , I would recommend them any time

See More Reviews on Google →