What are SBA Loans?

SBA Loans are government-backed loans designed to provide financial assistance to small businesses. They are facilitated by approved SBA Lenders and aim to offer lower interest rates and flexible Terms on SBA Loan agreements.

Requirements and Qualifications for SBA Loans

The Requirements for SBA Loan and Qualifications for SBA Loans can vary widely depending on the type of loan and the lender. Generally, you’ll need to have been in business for a certain number of years, meet revenue requirements, and have a good credit score. Some loans, like the SBA 7(a), have specific eligibility criteria that may include the use of the loan funds and the nature of your business. Small Business Financing Eligibility Checklist Operating for 12+ months Incorporated as a Corporation or LLC in the United States $20,000 in monthly revenue 600+ credit score Active bank connection (Plaid™) or statements from the last 3 months Application Essentials Basic details about you and your business Bank connection or bank statements for the past 3 months Business in good standing See Loan Options Simplified Application Journey Our business loans include a range of repayment options, giving you the financial flexibility to succeed.

Our Process

Why Choose Cardiff for SBA Loans?

See what business owners like you have to say